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  <!-- Professionisti del Debito — sitemap                            -->
  <!-- Last updated: 2026-10-21                                       -->
  <!-- Sede legale: Via Guglielmo Ferrero, 20 — 20143 Milano (IT)          -->
  <!-- ============================================================ -->

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      <image:title>Professionisti del Debito — logo</image:title>
      <image:caption>Studio specializzato in sovraindebitamento e crisi d'impresa</image:caption>
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    <image:image>
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      <image:title>Emilio Scola, fondatore Professionisti del Debito</image:title>
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      <image:title>Sede di Trento — Via Giuseppe Grazioli 73</image:title>
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      <image:title>Sede di Padova — Via Venezuela 15/A</image:title>
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      <image:title>Emilio Scola — Fondatore e Amministratore</image:title>
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  <!-- ===== SOVRAINDEBITAMENTO HUB ===== -->

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  <!-- ===== CRISI D'IMPRESA ===== -->

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      <image:title>Sede operativa di Trento</image:title>
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  <!-- ===== RISORSE / APPROFONDIMENTI ===== -->

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  <!-- ===== BLOG — serie «Comprendere il debito» (articoli pubblicati su .net) ===== -->

  <url>
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      <image:loc>https://www.professionistideldebito.net/images/og-sovraindebitamento-cosa-significa.jpg</image:loc>
      <image:title>Sovraindebitamento: che cosa significa davvero e quando un debito cambia natura?</image:title>
      <image:caption>Sovraindebitamento: cosa significa e come riconoscerlo</image:caption>
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      <image:loc>https://www.professionistideldebito.net/images/og-quando-si-ha-sovraindebitamento.jpg</image:loc>
      <image:title>Quando si può parlare davvero di sovraindebitamento?</image:title>
      <image:caption>Quando si ha sovraindebitamento: i segnali da osservare nelle rate e nelle entrate</image:caption>
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  <url>
    <loc>https://www.professionistideldebito.net/sovraindebitamento-vergogna-debiti/</loc>
    <lastmod>2026-10-19</lastmod>
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    <image:image>
      <image:loc>https://www.professionistideldebito.net/images/og-sovraindebitamento-vergogna-debiti.jpg</image:loc>
      <image:title>Avere troppi debiti significa essere una persona irresponsabile?</image:title>
      <image:caption>Vergogna e debiti: il peso personale e sociale del sovraindebitamento</image:caption>
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  <url>
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    <lastmod>2026-10-21</lastmod>
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    <image:image>
      <image:loc>https://www.professionistideldebito.net/images/og-sovraindebitamento-cosa-fare.jpg</image:loc>
      <image:title>Se sei in una situazione di sovraindebitamento, qual è la prima cosa da fare?</image:title>
      <image:caption>Sovraindebitamento: cosa fare per prima cosa — la ricostruzione della posizione debitoria</image:caption>
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  <!-- ===== LEGALE ===== -->

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